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Thursday, September 20, 2018

Secretary of State

In January I also needed to go to the Secretary of State to transfer titles. I needed to do one for the truck, the boat and our camper. Our other vehicle was already in my name. I called ahead of time to see what I needed to bring with me so I was prepared or so I thought.

When I got there I realized I should have checked the titles before I brought them in. One still had our credit union listed as a lienholder, even though I had paid off the loan many years before. I needed to go to the bank and have someone sign off on it.

Each title transfer cost $15. If a vehicle was newer than 2008, I also needed to bring the mileage. I needed the plate number and/or the registration form and I had to bring a copy of the death certificate.

The new titles came in the mail within a couple weeks and this was one more thing I could cross off my list.

My advice is to look at your titles every now and then, especially if you've paid off a loan and make sure that you get that removed. It makes transferring a lot easier if you need to change owners, you were to sell it or total it.

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