I am looking at taking out a loan and the bank contacted me today and said that they need some further information to start processing the paperwork again. They need my pay stubs and proof of homeowners insurance which are not a big deal to get. But then they asked also for a copy of his death certificate. I would think after a year-and-a-half that everybody that needed it would have it but I guess not. Just another thing brings it back in your face.